AI Liability Infrastructure
Autonomous agents are executing transactions, moving money, and making decisions at tera-scale. No one has built the indemnification layer for when they fail.
If your product is built on Claude, GPT, or any foundation model and your agent acts outside its defined scope, AB 316 removes the argument that the AI acted on its own. It applies to anyone who developed, modified, or used it — your model provider, your vendor, and you. Teracor is the receipt that proves what your agent was configured to do, what it actually did, and when.
01: The Problem
California AB 316 went into effect January 2026. It forecloses the argument that enterprises can fully deflect responsibility onto the AI system itself. Each party in the deployment chain loses the ability to point at the AI and step back. Enterprises deploying agentic AI in regulated contexts need to understand where they stand.
At the same time, traditional carriers are repositioning. New ISO exclusion forms effective January 2026 give carriers the option to exclude AI-related claims, with adoption accelerating at renewal. The EU AI Act enforcement arrives August 2026. Most enterprises haven't yet mapped their exposure. The compliance tooling to help them do that doesn't exist yet.
The market is responding, but the critical gap remains unaddressed.
02: What We're Building
Certification frameworks validate agents before deployment. Monitoring tools watch them in production. Teracor is building the layer those tools don't touch: the audit trail, the accountability record, and eventually the financial infrastructure for when something goes wrong.
We are in design partner conversations with companies deploying AI agents in regulated and enterprise contexts, including SaaS platforms built on foundation models, fintech and insurtech workflows, and mid-market enterprises navigating AB 316. If your agent acts and you can't prove what it did, we want to talk.
03: Connect
Teracor is looking for design partners across fintech, insurtech, and SaaS platforms built on foundation models. Design partner relationships start with an LOI and a conversation. No integration, no cost, no commitment beyond your time. The earlier the conversation, the more we build around your specific exposure.
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